Full-time employees are eligible for medical and dental benefits. The District will provide each full-time employee with a group term life insurance policy including accidental death and dismemberment benefits. Insurance coverage is not automatic. Enrollment is mandatory and must be made at the time of employment.
Insurance plan changes may be made only during open enrollment (August 15th through September 30th of each year)
The addition or deletion of dependents may be made only during the open enrollment period or within 30 days of a qualifying event (birth or adoption of a child, death, marriage, divorce, loss of employment of a spouse). If an employee drops dependent coverage, the dependents may have to wait until the next open enrollment period to be added to the coverage and be subject to late enrollee waiting periods for preexisting conditions.
Forms: Waiver of Benefits & Initial Cobra Notice
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Blue Cross Notices: Women's Cancer Act & Privacy Practice
Understanding Insurance Benefits
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Adam Korth, AFLAC Agent
Aflac plan types available to full time employees:
- Critical Illness
- Intensive Care
- Sickness with Hospitalization
After Tax Deduction
- Juvenile Life (kids or grandkids)
- Short Term Disability (stand alone or rider to accident policy)
American Fidelity will still provide supplemental policies.
Conseco also provides suppliemental policies – www.conseco.com
Dental & Vision Insurance
The District will provide each full-time employee with a group term life insurance policy including accidental death and dismemberment benefits.
Our life insurance will change to UNUM on 9/1/2017. All of our current policies will transfer from Life Map. An important change with UNUM is that UNUM offers a supplemental voluntary life insurance with a guarantee issue clause. This means that if you purchase $10,000 benefit supplemental voluntary life insurance policy now you can increase coverage to the guaranteed issue maximum later without evidence of insurability. This can only occur during open enrollment. If you have a supplemental voluntary life policy of $10,000 or more with Life Map, you will qualify for this guarantee issue benefit from UNUM.